Albert Einstein

Albert Einstein, the Big Three Questions and You

Albert Einstein, the Big Three Questions and You

Albert Einstein is famously credited (perhaps wrongly?) with saying “The definition of insanity is doing the same thing over and over again and expecting different results.” I’m pretty sure he wasn’t talking about how the United States prepares its citizens for financial literacy, readiness and wellness, but he might as well have been.

Ask yourself these three questions:

  1. What grade are most Americans taught even basic financial planning, ie., budgeting, credit, bank accounts, long term savings, etc.?
  2. For most Americans growing up, how open and honest was the discussion about family finance?
  3. On a scale of 1 to 10 (1 being “not at all”), where do most Americans rank themselves in terms of financial knowledge and confidence?

Since 1776, this country has done little to nothing to help its citizens learn about personal financial planning, and yet seems surprised when studies show that Americans are unprepared financially, savings rates are too low, debt is skyrocketing, significant risks are left unaddressed, etc.

Surprised??? Given the lack of resources, education and support, we should be surprised that anyone ever makes a good decision. And still the system doesn’t change…. sound insane?

Going forward, we will be sharing thoughts and ideas here that we hope can be a resource for you and your family, and will help you achieve the safety, security and future you want and deserve.

We all agree that Einstein was a pretty smart guy…. maybe we should start listening to him (or whoever it was that said it