All I Want For Christmas Is a Magic Telescope

Over the past few weeks, my four children have been busy completing their Christmas wish lists.  Panthers jerseys and purple bikes, Burrito games and “hii hiel chirch shoos” (Maye’s spelling, not mine)…. Santa definitely has his job cut out for him this year.

My 11-year-old Hal is our more “out-of-the-box” thinker, and his wishes are often a bit more difficult to shop for.  A few days ago he asked for a magic telescope.

“I want to see things really far away…. Like the future!  Wouldn’t that be cool, Dad?”

While that would be neat, I let him know it might be hard to find.  But as so many parents do, I began the search anyway, scouring the internet and searching for some type of magic telescope.

And then it dawned on me.  I actually already have one, just not the type Hal is talking about.

A retirement plan.

Whether it’s a 401k or Roth IRA, a Simple Plan or simply a plan, retirement savings magically allow us to glimpse at our futures and see our lives years down the road.  Even better, they allow us to change the future if we don’t like what we see.

I’ve been looking through my telescope for almost 25 years and, as I turn 47, what once was blurry is becoming more and more clear.

Hopefully Hal will be satisfied opening a different kind of telescope this Christmas, but I’ll be sure to tell him about the magic ones that really do exist.  He might not “get it” this year, but one day he will.  And I can assure him it will be really cool.

When you look through your magic telescope, what do you see?

| Jay Kenerly, MSFS, CHFC