Recently my wife and I sat down to watch the Netflix movie “Fatherhood.” It is a movie about a widowed father raising his daughter after his wife passes away and within 15 minutes of the movie starting, I was in tears. Why was I crying?
Two reasons come to mind:
- Because I am a big softie and if a movie tugs at the heartstrings, I am going to cry
- Because when the main character’s (Matt) wife passes away, I couldn’t stop thinking about how upset I would be if my wife passed away unexpectedly. For some reason, I just could not get it out of my head.
Throughout the course of the movie, I kept tearing up every time they referenced Matt’s now-deceased wife. To the point where after I cried, my wife Ashley and I would laugh together, and it became a running joke!
Crying during a movie is not anything too out of the ordinary. And I think that is what made it so funny to us. But after the movie, I got to thinking…
- What if something did happen to me?
- What if something happened to my wife, Ashley?
- Would the person who survived be able to pay the bills?
- Outside of the emotional stress, what other issues would an unexpected death cause?
Luckily, these are questions that Ashley and I have discussed many times. We have a plan in place in case the unthinkable happens. I hope it never happens, but it does help to know that if something tragic did occur, at least we are prepared for it as best as possible.
Do you have a plan in place if the unthinkable happens?
At Plybon & Associates, we help clients have these discussions. It is a fundamental part of what we do. If we can help you build your plan, have these discussions, or review the plan you already have in place, please don’t hesitate to let us know.
| TREY ERB, CFP® ,CFS